Health Savings Account (HSA) IRS limits
| Single Plan | Family Plan | |
|---|---|---|
| Maximum Contribution Limit | 4150 | 8300 |
| Minimum Deductible | 1600 | 3200 |
| Maximum Out-of-Pocket | 8050 | 16100 |
| Catch-up Contribution (55+) | 1000 | 1000 |
2025 |
||
|---|---|---|
| Single Plan | Family Plan | |
| Maximum Contribution Limit | 4300 | 8550 |
| Minimum Deductible | 1650 | 3300 |
| Maximum Out-of-Pocket | 8300 | 16600 |
| Catch-up Contribution (55+) | 1000 | 1000 |
Flexible Spending Account (HC-FSA and LP-FSA) IRS limits
| Maximum Contribution | 3200 | |
| Maximum Carryover Amount | 640 | |
2025 |
||
|---|---|---|
| Maximum Contribution | 3300 | |
| Maximum Carryover Amount | 660 | |
Dependent Care Flexible Spending Account (DC-FSA) IRS limits
| Maximum Contribution | 2500 | |
| If Filing Taxes Jointly, Maximum Contribution | 5000 | |
Commuter Benefits - Parking and Transit IRS limits
| Maximum Contribution (Per Month / Per Each Benefit) | 315 | |
2025 |
||
|---|---|---|
| Maximum Contribution (Per Month / Per Each Benefit) | 325 | |
IRS-qualified medical expenses
You can pay for a wide range of IRS-qualified medical expenses with your HSA, including many that aren't typically covered by health insurance plans. This includes deductibles, co-insurance, prescriptions, dental and vision care, and more. For a complete list of IRS-qualified medical expenses visit IRS.gov or view a list of qualifying examples.
Additional resources
HSA tax time 101
HSA Tax Time 101 is a resource that provides answers to some of the most frequently asked Health Savings Account (HSA) tax questions.
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Frequently Asked Questions
We know navigating intricate healthcare financial landscape demands precision, and we are here to provide the clarity you seek with the answers to some of our most frequently asked questions.
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