Health Savings Account (HSA) IRS limits
2024 |
||
|---|---|---|
| Single Plan | Family Plan | |
| Maximum Contribution Limit | $4,150 | $8,300 |
| Minimum Deductible | $1,600 | $3,200 |
| Maximum Out-of-Pocket | $8,050 | $16,100 |
| Catch-up Contribution (55+) | $1,000 | $1,000 |
2025 |
||
|---|---|---|
| Single Plan | Family Plan | |
| Maximum Contribution Limit | $4,300 | $8,550 |
| Minimum Deductible | $1,650 | $3,300 |
| Maximum Out-of-Pocket | $8,300 | $16,600 |
| Catch-up Contribution (55+) | $1,000 | $1,000 |
Flexible Spending Account (HC-FSA and LP-FSA) IRS limits
2024 |
||
|---|---|---|
| Maximum Contribution | $3,200 | |
| Maximum Carryover Amount | $640 | |
2025 |
||
|---|---|---|
| Maximum Contribution | $3,300 | |
| Maximum Carryover Amount | $660 | |
Dependent Care Flexible Spending Account (DC-FSA) IRS limits
2025 |
||
|---|---|---|
| Maximum Contribution Per Spouse if Married and Filing Separately | $2,500 | |
| Maximum Contribution Per Household (Single or Married Filing Jointly) | $5,000 | |
Commuter Benefits - Parking and Transit IRS limits
2024 |
||
|---|---|---|
| Maximum Contribution (Per Month / Per Each Benefit) | $315 | |
2025 |
||
|---|---|---|
| Maximum Contribution (Per Month / Per Each Benefit) | $325 | |
IRS-qualified medical expenses
You can pay for a wide range of IRS-qualified medical expenses with your HSA, including many that aren't typically covered by health insurance plans. This includes deductibles, co-insurance, prescriptions, dental and vision care, and more. For a complete list of IRS-qualified medical expenses visit IRS.gov or view a list of qualifying examples.
Additional resources
HSA tax time 101
HSA Tax Time 101 is a resource that provides answers to some of the most frequently asked Health Savings Account (HSA) tax questions.
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Frequently Asked Questions
We are here with answers to some of your most frequently asked questions.
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